Business

Royal Bank sells U.S. insurance unit

Royal Bank of Canada has agreed to sell its U.S. insurance division — Liberty Life — to Bermuda-based reinsurer Athene Holding Ltd. for $628.1 million US.

Royal Bank of Canada has agreed to sell its U.S. insurance division — Liberty Life — to Bermuda-based reinsurer Athene Holding Ltd. for $628.1 million US.

Reinsurers back up retail insurers, which want to reduce their exposure to the risk of having to make sudden large benefits payments, for example, in the case of Hurricane Katrina's devastation of New Orleans in 2005.

Royal Bank 3-month stock chart (CBC)

Canada's biggest bank said Friday the sale of Liberty Life Insurance will lead it to book a loss of $115 million US under Canadian accounting rules.

RBC said it also expects to take a loss of $405 million US under U.S. accounting rules.

The deal, which still requires regulatory approval, is due to close early next year.

With files from The Canadian Press